If you are a Christian who wants deliverance from debt, you have come to the right place.

If you are no longer in debt, but you once were, and you want to help Christians who are where you used to be, you have come to the right place.

All of the materials on this site are free. Some sections of the site, such as the Discussion Forums, are open only to members. Read whatever is open to the general public. When you are persuaded that there is deliverance here, join the site and become a participant. Click Join Us or else click here.

Step 1: Identify Your #1 Motive for Getting Out of Debt. Gary North Motivation matters. If you are motivated for the wrong reason, you may solve your debt problem -- a symptom -- but not your main problem. . . . keep reading Step 2: Make a List Gary North This may be the most important list you have ever made. . . . keep reading Step 3: Take a Symbolic Step Gary North Symbols are important. You need one. You may need two. . . . keep reading Step 4: Make a Household Budget Gary North You must do this. It is not optional. . . . keep reading

An Upper-Middle-Class British Couple Learn About Budgeting. Where Does It All Go? Gary North Without budgeting, money slips through your fingers. . . . keep reading We Began by Getting Rid of Stuff Anonymous A site member at GaryNorth.com describes his family's strategy. . . . keep reading Cold Turkey for One Year: A "Won't Buy Anything Except Food and Make-Up" Family Spending Plan Gary North It can be done. This family did it. Not one new item for the parents; only replacement clothes for the growing children. . . . keep reading You're Not Alone, Says Survey. Six Out of Ten Workers Live Paycheck to Paycheck Gary North "Normal is broke." -- Dave Ramsey. A lot of families are one paycheck from broke. . . . keep reading Transfer Your Credit Card's Existing Balance to This Card, and Lock in 2.99% Until It's Paid Off. Gary North This is a true deliverance opportunity. Take advantage of it. . . . keep reading