Because this site is free, I can offer you a money-back guarantee.

I guarantee you the following:

1. God does not want you caught in the debt trap.
2. You are not alone.
3. Help is available.
4. People just like you have escaped the debt trap.
5. If you follow this site's plan, you can turn your situation around in 12 weeks.
6. The pain for the next 12 weeks will be considerable.
7. You will be tempted to quit before the 12 weeks are over.
8. If you do quit, your problem will get worse.
9. Your pain will increase.

I do not guarantee the accuracy of anything you read on a forum.

This site does not offer tax advice or legal counsel. Consult a professional for such information: a CPA or a lawyer.