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Gary North
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This section of my site is a private, members-only, resource for those people who are really serious about getting out of debt and also learning what the Bible has to say about personal finances.

Everything on this site is free. But there are no free lunches in this life. If you are helped by this site, I ask that you take active steps to let others know about it. Word of mouse is vital.

I also ask you to remain a site member after you are debt-free (other than your mortgage). Participate in the forums. Help others get debt-free.

Most people who are in financial trouble don't want to admit it, even to themselves. So, you must be subtle about promoting this site. If the person who told you about it used a technique that persuaded you to visit this site, imitate it. If he or she was too blunt, don't imitate this.

Within the private, members-only area, you will find help: the forums. People who have been in your shoes will share advice.

To ask a question, log in. Then click on the link of the forum that interests you. The forums are listed on the right-hand side of the screen: Q&A Forums.

If you are joining to become a counselor, please read this.

Do not use your real name as your member ID. Your ID will appear on all posts on the forums. Use a pseudonym. Keep it short. Example: BustedFlatInBatonRouge is too long.

Make any changes in Your Account, which is in the category Site Options. You can also unsubscribe from your membership using this link.

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